Start by looking at your previous year’s figures and decide if they will change this year. It will include things like car servicing, a cup of coffee while you are out, and clothes shopping. When setting up your budget, you must be realistic about your spending and look at your costs. It can assist in finding where savings can be made lots of useful websites can show you the best way to reduce your outgoings one of our favourites is Money Saving Expert. Seeing your accounts on one page can help to achieve this. Keeping costs down can be critical, especially if finances are tight, saving for something or paying off debt. Not only can you set up a budget on one page for the year, but by adding your actual banking of income and expenses month by month, you can compare your budgeting with actual figures.
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